Identity Theft/Fraud Information Sheet
What To Do If You Are Victimized:
Step one: Contact the fraud department for the three major
credit bureaus to place fraud alerts on your file. Also obtain
and review a copy of your credit report to determine any
unknown fraud that has occurred.
-Experian (TRW): 888-397-3742
-Social Security Administration Fraud Hotline: 800-069-0271
-Federal Trade Commission: 1-877-FTC-HELP or 1-877-ID-Theft,
or electronically at www.consumer.gov/idtheft
Step two: Contact the account issuer(s)in question
-Ask for the fraud/security department of the compromised or
fraudulent account issuer.
-Notify them by phone and in writing.
-Close all tampered or fraudulent accounts.
-Ask about secondary cards.
Step three: Contact law enforcement.
-Report online crimes through FBI's Internet Fraud Complaint Center
at www.FBI.gov by clicking on the "Report Internet Crime" link on the
left side of the main page.
-Notify the police department in the community where the ID Theft occurred.
-Obtain copies of all police reports made.
-Keep detail log of all contacts made:
*Name of person(s) you spoke to, including title and call back number.
*Ask and write down what the procedures are for that entity.
How to minimize your risk:
*Before providing personal identifiers,know how it will be used and if it will be shared.
*Know your billing cycles and contact creditors when a bill fails to show up.
*Place outgoing mail in collection boxes or the U.S. Post Office.
*Only carry essential identification cards.
*Do not give personal info over the phone, especially if you did not solicit the call
or do not have a personal relationship with the caller.
*Do not discard documents that contain personal identifiers or account info.
*Order copies of your credit report once a year.
*Reduce sharing of your personal information by "opting out" of all programs
that permit your bank or other financial institutions to share your data with others.
*Call 888-567-8688 (888-5OPT-OUT) to limit pre-approved credit card offers you receive.
TO DISCONTINUE THE DELIVERY OF BULK MAIL AND SOLICITATIONS:
Send a letter expressing your intentions to:
USPS Direct Marketing Association
Attn: Mail Preference Service Department
P.O. Box 243
Carmel, NY 10512